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My insurance rate experience

I was surprised to see that my homeowners insurance payment had gone up $200 this year, even though I have not had a claim in 15 years. When I questioned the increase, the insurance company stated that it was because...


Credit rating an important tool

Re: "Legislators' To-Do List -- Put halt to credit scores' effect on insurance rates," Friday Editorials. Take the use of credit scores away from insurance companies, and the majority of Texans who pay their bills on time and take pride...


Credit rating a fair yardstick

There is simply no justification for asking people who strive to maintain a good credit record to pay higher insurance premiums and subsidize those who pose a greater risk by filing more claims. In 2002, the University of Texas conducted...


Some role model

Re: "Perry: Texas is model for U.S. -- At summit of religious right, governor faults Washington for its values, fiscal policies," Sunday news story. Gov. Rick Perry thinks the rest of the country should emulate Texas policies. Does this mean...


Reform insurance -- carefully

Gov. Rick Perry's special legislative session proclamation is right to include a provision to continue the Texas Department of Insurance. The department's regulatory functions related to solvency, market conduct and claims handling are vital to Texas consumers and companies. Like...


State Farm has rights, too

Re: "State Farm's Mockery -- Insurance giant refuses to adhere to regulations," Sunday Editorials. Every year, thousands of Texas homeowners challenge property tax assessments. When an insurance company does essentially the same thing in defense of its rates, The Dallas...


Should the obese pay more?

Re: "Lifestyle choices contribute," by Sarah Samaan, Sunday Letters. Citing the costly medical problems directly related to the increasing number of obese Americans, the cardiologist who authored this letter says, "to truly reform health care, education at the grassroots level...


Help prepare for wind damage

With both the start of hurricane season and the end of the legislative session rapidly approaching June 1, the Texas Coalition for Affordable Insurance Solutions is concerned about the fate of the Texas Windstorm Insurance Association reform bill. We are...


A special session on hurricane insurance

Gov. Rick Perry wisely floated the prospect of a special session for this purpose with lawmakers yesterday. A special session is absolutely the right thing to do. It would make no sense for lawmakers to go home at the...


We just take those rate hikes

Re: "Senate rejects tightening insurance regulation -- Proposal to require prior approval for rate increases tabled," Tuesday news story. Every Republican senator who voted to allow the insurance companies to continue to legally gouge the citizens of this state with...


State insurance rates confusing

Re: "State Farm says some were undercharged -- Agency alleges delay tactic in case accusing firm of excessive rates," Tuesday news story. In 2002, I relocated from Alexandria, Va., to Dallas. I was paying $90 per year for renters insurance,...


Our Economy in Turmoil: If this isn't a rainy day in Texas, then what is?

Anyone have a creative idea for coming up with $1.5 billion to shore up the state's windstorm fund? We better hope someone does because I smell a new tax coming on. Lt. Gov David Dewhurst says he doesn't want to...


Our Economy in Turmoil: Do you want to insure Galveston?

If you are tired of paying high insurance prices, then you should pay attention to the contentious debate about to unfold in Austin. The state's insurance fund of last resort is broke, and lawmakers want to fix it before the...

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