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Need Help - Daughter's Budget

Question: Our daughter is having a horrible time with finances, and never has learned to use money wisely. My husband and I never had a budget and forever have just used common sense in order to live within our means....


What should I do with my cash balance plan?

The answer below is posted on behalf of Lynn Lawrance, CFP Question: I was recently laid off after working for a bank for 34 years. I am soon to be 56 years old and not sure I want to get...


Can you count on accuracy in grocery store price-per-ounce labels?

You're a careful grocery shopper. You check the labels on the store shelves to compare prices per ounce. But now this: KXAS-TV (Channel 5) points out in this report that a Wal-mart in The Colony still had labels on the...


What happened to IRA early withdrawal fee suspension?

The answer below is posted on behalf of Lynn Lawrance, CFP Question: I'm approaching the point where I'm going to need to withdraw money from my IRA. Back before the election, one of Obama's points was a temporary suspension of...


Pay Debt or Save? What about College Savings?

Hello, I had two questions that I need help with. 1. Would you recommend paying off as much debt as possible in 2009 or save as much money as possible and make minimum payments on all debt? 2. We have...


Save or Pay Off Debt?

Would you recommend paying off as much debt as possible in 2009 or save as much money as possible and make minimum payments on all debt? Thank you Jeanette Armstrong Click below for answer...


Rejecting consumer gluttony by buying nothing new

My husband, Guy, and I are 12 days into our pledge to buy nothing new in 2009 other than food, toiletries and some home improvement items. We did this two years ago and it changed some of our consumer habits....

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