Recent Posts

Categories


Entries tagged with 'investing'


Closing Out Investments

Question When I left my job several years ago I rolled over my 401k of 27,000 with a financial broker who invested my money and it got up to 97,000, but then lost down to 42,000 during the crisis. My...


Roth IRA

Question I have a small amount of money (3,900) in a Roth IRA -Fidelity Cash Reserves FDRXX- I'm only putting 100 bucks a month into this account due to putting monies in my 401K, and other financial responsibilities the 100...


Investing an Inheritance

I recently inherited about $200,000. I am not sure how to invest it. I am 56, my husband is 70. We have enough to live on from his retirement, CD's and SS. We have only 8 years left on our...


Investment Allocation

Question When I started doing business with a financial planner????? In 2003, I told him of our plans, upon our deaths, of giving our money to charity. We wanted to buy land, with an old barn or barns (if possible)...


Deciding between Fact & Fiction Regarding Annuities and Index Funds

Cost matter big time over the long run, so the longer you invest the more likely that a lower cost fund will outperform a higher cost fund. Vanguard typically has lower cost than American Funds because a portion of the American Funds are paying a financial advisor.


Investing Question

Question I have $35K cash that is just in a mma in my IRA, from a closed out fund- How do I get info on gov't bond investment options - any other suggestions for cash - I am 73, have...


Invest or payoff mortgage?

Question: Your answer to the letter titled "Home or Investment" got my attention. It said, in part, "with the market so depressed, the odds are in your favor that future market gains will be greater than the rate on your...


Should I continue investing or pay off my mortgage?

Question: I am 53 years old and retired from a federal law enforcement position approximately 2 years ago. I have a pension where I net approximately $2700 per month. I also draw out under the IRS 72T rule approximately $1000...


Stock futures explained

Question: Each morning, CNBC shows "future," and "future fair value" numbers before the market opens. Where do these numbers come from? Which one should you look to? Thank you. Dave Click below for answer...


What will I lose by withdrawing CD early?

Question: I am going to put money in laddered CDs. I undersand that the penalty for early withdrawal is forfeited interest. Say on a five-year CD that is withdrawn after one year: Would the interest lost be for that one...


How can I make the best of investment opportunity?

Question: My current employer was purchased by another firm, and we received a severance package. So right now I have an opportunity to invest (an opportunity I won't come across again, so I would like to make the best of...


Should I borrow from 401(k) to pay credit card?

Question: My husband died earlier this year and his 401(k) is now in my name. We had a joint credit card that has $12,000 on it. Should I borrow from the 401(k) and pay the money back or continue to...


Should I quit investing, switch to savings?

Question: I am 39 and have the maximum amount allowed put into my IRA each month. Also, I have another account that I deposit $300.00 each month that is an account that I can easily obtain the cash if needed....


Where can our money grow tax-free?

Question: My husband has abut $30,000 in a Halliburton stock fund from when he worked for Otis Engineering back in the '70s and '80s. They are closing the fund on Dec. 31, 2009. We would like to put the money...


Should I pull my money out of 401(k)?

Question: I have a 401(k) through my work which I contribute 6 percent of my gross salary. My company at one time matched my 6 percent with a 4 percent contribution but discontinued this several years back. My 401(k) has...


Should I stop investing in 403(b)?

Question: I am currently an employee of the Carrollton Farmers Branch School District. I have worked for the district for 19 years and at the present time, I work at Creekview High School as a Records Secretary. I would like...

Other Tags

Other tags used on this blog:

Advertisement
Financial help on the Web