My question: What are the best methods for securing a debt consolidation loan considering the following criteria. I have $85,000 in credit card and unsecured debt. 1) I am not behind on any of my debts. All have been paid...
My wife and I have approximately $300,000 which we have set aside for the cost of university for two twin grandsons, both of whom will enter in the fall of 2012. Neither of the two has selected the university they...
Because the government is printing money around the clock, we believe long term interest rates will be forced higher. How high? That will be hard to know exactly, but I think a fair estimate is to see the 10 year bond trade with interest rates between 4 and 8 percent (typically mortgages will be about 1.5% -2% higher than that). There is a lower possibility of much higher rates caused from hyper inflation caused probably as a result of the international community refusing to buy our bonds or using another asset as the world reserve currency.
Without regard to interest/income earned, other than the mere minimum, where is absolutely the best place to put cash? Or without ANY regard to interest/income from investment? Thanks N.C. Click below for answer...
Question: I thought I was smart and decided to consolidate all our bills. My husband agreed (against my not-so-better judgment). Now we still owe -- out of 360 months we're only on month 31. What is your advice for me...
"High" being a relative thing. Apparently if you shop around you can find savings accounts that pay interest in the high 3s rather than the just-about-nothing that I'm getting. That's not exactly retirement money, but it will come closer to...
Some up, some down. Mortgage rates, CDs headed up Car loans, some credit cards trickled down. Here's the link for the details....
Question: I am going to put money in laddered CDs. I undersand that the penalty for early withdrawal is forfeited interest. Say on a five-year CD that is withdrawn after one year: Would the interest lost be for that one...
Question: My husband died earlier this year and his 401(k) is now in my name. We had a joint credit card that has $12,000 on it. Should I borrow from the 401(k) and pay the money back or continue to...
Question: I am 74 years old and my wife is 68, and we just don't have a good plan to convert [our adjustable-rate mortgage]. The mortgage rates are now much higher than 4 1/2 percent (my current rate) Should I...
Question: I have recently started to read the Dollarwise column online. My question is why does the Fed rate cut not affect gasoline cards? My other two cards have seen a decrease but not the gas card. Is there a...
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