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Roth IRA Conversion Tax Consequences

Question: my wife has appx. 220k in an ira. she has also becomed disabled this last year. she is also drawing ssi disability. i would like to know if we file our income tax seperate but married. her ssi disability...


Don't miss our financial help hotline on Sunday

The Dallas Morning News and the Financial Planning Association of Dallas-Fort Worth hosted a free hot line and chat on Sunday, Oct. 4. Here's a full transcript of Sunday's chat: Financial help...


Should I start my pension early?

Question Dear Madam/Sir: I took a voluntary retirement package from my previous employer beginning January 2008. I have a 21 year traditional pension plan and a 401K account. I have had no success finding alternate employment in this economy and...


Looking for Independent Advice

Question: We recently moved back to Texas and have about 85% of our money in cash with rest in 401 (K) and two IRA's. I'm 63 but not planning on retiring full-time until I turn 66 or 66 1/2 in...


Cash in the bank or money in the mattress?

Question: Dear Moneyhelp, I am currently "shopping" for a new bank or credit union to open a checking and savings account. But with the banking and financial turmoil going on, should I even bother doing so? Would my money be...


CD's or Money Market?

Question: I notice in your business section 2-24 an ad from Interstate First Financial of Texas for a 3 month CD at APR 5%, minimum investment $10K. Why wouldn't it be prudent to gather my cash balances (earning next to...


Apply for a Money Makeover!

The Dallas Morning News and the Financial Planning Association of Dallas - Fort Worth are looking for individuals and families their next Money Makeover. If selected, you will be paired with a CERTIFIED FINANCIAL PLANNERâ„¢ Professional and be featured in...


Reminder: FPA holding free town hall meeting on financial crisis

Just a reminder that the Financial Planning Association and SMU COX School of Business will host a free Town Hall meeting at SMU next Tuesday, Jan. 27, at 6 p.m. The meeting will feature financial planners on a panel along...


Small business owner feeling effects of economy

Question: Everyone is holding on to their dollars and pennies and don't seem to be responding to business advertising regarding specials and discounts. I have a small business and we are feeling the effects of the economy. Do I keep...

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