Question: I have had a judgement against me for a credit card bill from the early 90s. I want to 'clear' this from my credit but don't know who to contact. Can I contact just the main number for Capital...
I've had high credit ratings and fico scores (uppper 700's) for the past 3 decades. I consolidated revolving accounts to two creditors because of low interest rates over the past couple of years. In the last two months both of...
Question Thanks for providing this service. I think I know the answer but here's my question. Assume the following Current credit score 650+_(down from 780 a year ago) Current credit card debt $100000 Current rate 25% -29%average Current, in good...
Question Our house payment is at 11.5% and we are in chapter 13. The court has given us a letter allowing us to modify, refinance, etc. My husband has not used his VA home purchase credit. Our mortgage company won't...
Question: What help is there to reduce credit card debt without declaring bankruptcy? A family member took a significant cut in pay and is not able to handle the current debt payments. However, if he goes to bankruptcy, it will...
Question: I have a question that is not necessarily as a result of the current economic state. I recently had my bankruptcy discharged (couldn't maintain the payment schedule). I have about $80,000 in debt to about 15 creditors. I'm trying...