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Entries tagged with 'credit counseling'


Paying Off A Judgement

Question: I have had a judgement against me for a credit card bill from the early 90s. I want to 'clear' this from my credit but don't know who to contact. Can I contact just the main number for Capital...


Should I declare Bankruptcy?

I've had high credit ratings and fico scores (uppper 700's) for the past 3 decades. I consolidated revolving accounts to two creditors because of low interest rates over the past couple of years. In the last two months both of...


Credit Card Debt

Question Thanks for providing this service. I think I know the answer but here's my question. Assume the following Current credit score 650+_(down from 780 a year ago) Current credit card debt $100000 Current rate 25% -29%average Current, in good...


Refinancing and Chapter 13

Question Our house payment is at 11.5% and we are in chapter 13. The court has given us a letter allowing us to modify, refinance, etc. My husband has not used his VA home purchase credit. Our mortgage company won't...


Can you reduce credit card debt without declaring bankruptcy?

Question: What help is there to reduce credit card debt without declaring bankruptcy? A family member took a significant cut in pay and is not able to handle the current debt payments. However, if he goes to bankruptcy, it will...


What's the best way to handle creditors?

Question: I have a question that is not necessarily as a result of the current economic state. I recently had my bankruptcy discharged (couldn't maintain the payment schedule). I have about $80,000 in debt to about 15 creditors. I'm trying...

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