I have around "$25,000" in credit card debt and very little in savings, still working full time and barely scraping by. One of the CC companies has suddenly decided to raise my APR to 29.95% from 12.99%. I basically still...
I have received correspondence from a lawyer in the area notifying me that I am being sued for a couple of outstanding credit cards. The last time I was able to make payments on them was March 2005. I made...
Question: Hi, I hope you can help me. I know you've heard this sad story about a million times. We were a two income family, I lost my job in Nov. We are paying our house note and equity loan...
The New York Times' Frugal Traveler column offers some nuts-and-bolts advice on avoiding hidden fees that could quickly bring you back to earth after a European vacation. Most major American credit card providers charge fees on every European transaction, and...
Question: I know no one knows want we are in for with the economy, but I need some expert advise on what to do about the money I have left in the stock market. I am a widow, seventy one...
Question: Hi, Our situation is this. We have a lot of credit card debt. Our interest rates are supposed to be fixed until paid off. One is 6.99 and another is 5.99. We have a car payment that is 0%...
No big surprises, mostly: harder to get, higher interest rates, lower credit limits. But here's an item that caught my eye: Big credit lines aren't the only untapped credit catching issuers' eye. Many card issuers are closing accounts that haven't...
Question: I will be unemployed as of January 1. I have a 401(k) with $17,000 in it and credit card debt of $12,000 that I've had for 10 years and can only pay the minimums on. Two of the cards...
Question: I have a close friend that is severely in debt due to credit cards, college expenses, and utility bills accumulated in college. He is now out of college but only makes around $38,000 a year. He is currently...
Question: I am self-employed, and my husband is a coach. Due to some job difficulties in the past, we have accrued over $100,000 in credit debt. (Not including a car loan of $14,000 and our mortgage). We are not behind...
Question: I am in my mid 20s, and I do have debts (car payment, student loans, credit card debt). I have been paying these off and sticking with a budget. There are two credit cards under my name, but they...
Question: I was hoping you could help me with a few questions. 1. Who can look at my credit report? Only banks, mortgage companies, credit card companies, and other lenders? Or any business, including the owner of a small business...
Question: I have recently started to read the Dollarwise column online. My question is why does the Fed rate cut not affect gasoline cards? My other two cards have seen a decrease but not the gas card. Is there a...
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