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Need Help - Daughter's Budget

Question: Our daughter is having a horrible time with finances, and never has learned to use money wisely. My husband and I never had a budget and forever have just used common sense in order to live within our means....


Loan from my 401k

Question In 2006 my wife and I left jobs with combined income of $190k/year so wife could stay home and I could start insurance business. Went in with no credit card debt, $90k in 401k, $35k in cash, $45k in...


Finance class that may pay you money

Y'know all those ads for "seminars" where you can learn the Secret To Financial Success (just pay here)? Here's a class that participants may actually make money from attending: The YWCA Financial Empowerment series offers qualified participants the chance at...


A roundup of sales and deals

We've started a twitter feed of deals and sales from Dallas. Check us out at twitter.com/dallas_sales Some highlights: * 35 percent off ceramics, estate jewelry and handmade cards -- Greenville Avenue's The Ole Moon is closing. * 20 percent off...


Plano family drops bottled water for estimated savings of about $400 a year

DMN photo editor Chris Wilkins says his family started buying bottled water about 10 years ago, but they've dropped the bottles for tap water. Here is how he estimates his savings: We averaged 1-2 cases of bottled water a week,...


Get ideas for an at-home wedding and share your tips

We're asking everyone for their best ideas for an at-home wedding. We want to know how you saved money, and where you made sure not to scrimp. For example, how did you handle flowers, photos, food and the wedding party's...


Morning News editors will be on KERA tonight to talk about frugal living

My husband, Guy, and I will be on Think at 7:30 tonight on KERA (Channel 13) talking about our pledge to buy nothing new for 2009. The taped program runs again at 11:30 a.m. Sunday. The 7-minute interview was not...


Update: $100 January food budget is impossible to do two months in a row

In a story posted Tuesday, I shared some of the lessons learned when my husband and I set a $100 food budget for January. The budget challenge was set up for just one month to save some money and find...


Family's food budget strained after beer purchase

We had a shocking development this weekend on our food-budget challenge. My husband and I are only spending $100 on groceries this month to force ourselves to stay home and cook, to use up some of the food in our...


No-new pledge is easy going in early stage

Two weeks into our no-new pledge, I'm suffering no pangs of desire yet and don't expect to since I'm not a pledge virgin. Not even hunger pangs. Here's our story. Shopping is not a competitive sport for me anyway,...


A lot of debt

Hi, Our situation is this. We have a lot of credit card debt. Our interest rates are supposed to be fixed until paid off. One is 6.99 and another is 5.99. We have a car payment that is 0% interest....


Free shampoo; it's easy on the budget

A reader just sent this link for a free bottle of Suave shampoo. The giveaway is for today only. Thanks for the tip, Jill!...


A tight food budget is a planning challenge

My husband, Guy, and I challenged ourselves to spend no more than $100 on food this month as part of a year-long pledge to be frugal -- an effort we wrote about in this report. Here's an update on the...


'Tis the season on a shoestring budget?

Tell us: How will the economic downturn affect your holidays? Photo: NATALIE CAUDILL/DMN...

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