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Entries tagged with 'CDs'


Better Options for Cash than a Mmkt Earning .04%?

My wife and I have approximately $300,000 which we have set aside for the cost of university for two twin grandsons, both of whom will enter in the fall of 2012. Neither of the two has selected the university they...


Considering Buying Municipal Bonds

Have some CD's maturing and thinking about switching to munibonds. Insured, good yield, AAA rated. Any suggestions? Click below for answer...


Gems among used CDs on deep discount

Recent visits to Half Price Books flagship store on Northwest Highway have been fruitful in my never-ending quest for new used music. Since we're buying nothing new (it's a long story) this year I'm avoiding any new releases but still...


Investments during retirement--Minister

First--thank you for possibly assisting me. I am David -a retired Presbyterian Minister (2006). The Board of Pensions of the Presbyterian Church has written all retirees that their fund lost millions recently and a refiguring of pension monthly payouts may...


Deposit Rates

Question: Where can I get the best rates on deposits, such as CDs or other financial vehicles that produce percentage-based returns? Thanks Z.S. Click below for answer...


12% CDs Through Mexican Bank Too Good to be True?

I came across an ad from Capitalbank offering a 12% rate on a CD with a 90 day Lock. I know that any deposit would not be FDIC insured, but was wondering if you could enlighten me as to the...


Withdraw Funds from IRA?

I have an IRA consisting of a Van Kampen Equity&Income fund class A. The IRA has decreased over 50% in the last 3 months and is now valued at 27300.00 . I only withdraw when required for tax purposes. I...


Nobody wants to effect the transfer

I am a 73-year-old retiree. For the past 15 years,I have bought IRA CDs from banks with highest interest rates or those that give you opportunities to raise it if the rate goes up. There are four CDs between my...


Where should I invest my cash?

Question: I have some cash from a stock sale to invest for retirement, which will be in about 7 years. Where should I invest it? Thank you. Bob Click below for answer...


What will I lose by withdrawing CD early?

Question: I am going to put money in laddered CDs. I undersand that the penalty for early withdrawal is forfeited interest. Say on a five-year CD that is withdrawn after one year: Would the interest lost be for that one...

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