Question: Can you explain to me the pros and cons of variable annuities? An agent has offered a variable annuity that guarantees a 5% return after fees. Is this a good offer? Rita "Click Below for Answer"...
QUESTION: I'm a 66 year old single female, self-employed real estate agent. Filing my taxes for 2008, I discovered that an annuity I cashed in after losing most of its accumulated value since 1994, sent me a 1099 for the...
Question: I don't consider myself in the "investor" class, though I do have an IRA and a CD. When I got divorced in the mid-90's, I got a fixed (can't go below 3%) annuity (QUADROPRO) or whatever it's called, with...
Cost matter big time over the long run, so the longer you invest the more likely that a lower cost fund will outperform a higher cost fund. Vanguard typically has lower cost than American Funds because a portion of the American Funds are paying a financial advisor.
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